Green Packing and Online Travel Insurance

The wise eco-traveller knows that there is only one tourist destination and preserving it for future generations is pertinent. As a world trekker, it is our responsibility to prevent or minimise the negative effects we make on the wherever place we visit here on Earth. Going around places takes more than just taking chances of budget airline sales and economical online travel insurance.

Below are some tips on how to make your trip more earth-friendly and meaningful. Your travel insurance Australia agent will definitely approve these guidelines and will be proud of you.

Be prepared to accept the different cultures along your routes. Study their customs and you’ll probably understand that they’re more sensible than you think. One way to do this is to make your trip a cultural immersion rather than a simple photo-op affair.

Try to read about the places you’re going to visit. There are many guidebook and travel tips that can be found in many bookshops and on the internet. Browsing through these materials also helps you plan a much more specific itinerary and lessens unexpected costs.

In researching about the places to visit, be aware of the local history. A friend once told me that this is important to keep you from committing political faux pas and save your embassy from a lot of unnecessary work. Learn to say common words such as simple greetings, please and thank you.

Choose a travel agency known to conduct ecologically sound travel practices. More countries and local communities are already adopting greener practices and finding an eco-friendly partner should be easy. Such groups often hand out a short list of pro-environment tips. Often, they would ask for a small donation to augment their often short-funded programs. Don’t splurge on that online travel insurance, save some for a good cause.

Be aware of the recycling programs of these destinations.

Don’t carry too much personal stuff; some studies suggest that air, land, or sea vehicles expend less fuel when travelling light. Forget the eco-unfriendly materials such as plastics and PVC. Leave the inner packages if you have them. There are chic baggage and luggage that are made of organic materials such as hemp and leather.

Bring a reusable bottle you can fill up in restaurants, airports, and in your hotel room. Remember that the production, shipment, and disposal of even recyclable PET bottles take a long time and are costly. Besides, there is really no assurance you’re getting clean water when you purchase a locally bottled one.

Stay in ecologically sound boutique hotels. There are many such inexpensive inns that can offer more pampering than those five- to three-star rated pricey ones. These places often offer hybrid and bike rental options so you can go on more personal short adventures.

Some journeys are best enjoyed when travelling via the local public transports. These may sometimes be demanding on some itinerants, but the important thing to do when pursuing such methods is not travel in a hurry. Meaning, slow down and don’t rush from one site to another. Enjoy the peculiarity of experiences in connecting with the people and places you’re visiting.

Rather thinking about safety and calling your travel insurance Australia agent first, try becoming an eco-friendly trekker and know the ways of doing your part preserving Earth for future generations.

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Tips on Using Online Travel Guides

A travel guide may be an informative companion when traveling overseas. A lot of facts about the local attractions of your destinations can be found in online travel guides. When deciding on your next tour, stick to this basic guide on how to make use of online travel guides.

Step 1: Comprehend the way the website operates. The internet provides an extremely diverse resource for travel information and destination guides. First confine your search before gathering information on guides. Go to online travel guide sites such as officialtravelguide or lonelyplanet. You should enter in the exact destination in the search box. Once you do this, you will be able to use the online travel guide to read information specific to your selection.

Step 2: Read about accommodation. Online travel guides should describe various popular lodging options. Hotels, hostels, lodges, and tents are found in the accommodation section for your destination. Do some research and look at different sites and determine the best package and price for your vacation. Other travelers may have also added reviews for the accommodation you are interested in.

Step 3: Check out popular activities. One use for online travel guides is finding attractions and things to do at a travel destination. Get a list of points of interest for Dubai or find out if you need to bring a mosquito net for a trek in Costa Rica. Every available online travel guide must have an elaborate section listing each and every thing to be done so that the fussiest traveler will be thoroughly satisfied. Do your homework and know what you want to do before you get there.

Step 4: Bone up on culture. Probably the most interesting aspect of an online travel guide is the culture section for each destination. It’s a great way to learn some of the singular aspects of your destination. Learn about food, markets, or celebrations that might take place when you are there. Knowing about the culture of a travel destination will undoubtedly give you the jump of less-researched travelers.

Step 5: Making travel arrangements. Unlike travel books, online guides allow you to go one step further and make reservations. If you think you’ve seen enough, you can reserve a flight, hire a car or buy travel insurance. It may not be the best deal you’ll find on the internet, but it can be a convenient option to organise everything via an online travel guide.

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Some Useful General Tips For Hiring Travel Agents

Whether you’re planning for a weekend getaway to escape from day to day schedule, a special holiday overseas with friends and family to relax, a trip to your favorite destination or a plan for a new adventure vacation, make sure to plan ahead. Do thorough research for planning your trip as it will help you in understanding the traveling requirements of the place where you want to visit.

For a hassle free planning, it is a good idea to take help of the services of an online travel city guide or a travel agent. A travel agent is one who understands the tour and travel industry and has good connection with travel service providers and help people in planning their trip or vacation. However, never assume that just hiring a travel agent means your task is over. You need to be sure that the travel agent is a good one and offering you valuable services. To help you out, here are some questions that your travel agent must tell you.

• Ask the travel agent about whether the hotel is in good condition and no renovation work is going on at the time of your visit. Plus, the agent must also inform you about the tourist spots that are located near the hotel. Also the total charges so that you don’t have to face with any hidden charges at the last moment.

• The travel agent must be aware of the traveling documents that might be essential while traveling to some particular destination such as your travel insurance papers, visa, passport, health papers, and your prescription and so on. Even you can check travel information online to find out the details.

• Your agent must help you in planning your itinerary. They must guide you and tell you about the pros and cons of any particular place. In case, you need to make changes in the itinerary while traveling, ensure that there are absolutely no charges. This is something that your travel agent must inform you in advance. Otherwise, it will be a good idea to ask your agent to fully explain the restrictions that may appear, on your ticket, to ensure that the planning meets your needs.

• While planning your trip, your travel agent must ask you about your preferences regarding airlines and what type of hotel you would like to stay during your vacation. This is also the most important amongst world travel tips. Most importantly, they must plan everything as per your budget and in case the budget needs to be adjusted, the agent must inform you in advance. It should be never like after doing all the bookings you came to realize that your budget has grown up.

• Also your travel agent must not nag you into anything. In fact they must ask your preferences and work out a customized travel plan for you. This way you can have your preferences and don’t have to compromise on anything that you might not like afterward.

Plus, a travel city guide or agent chosen by you must be accredited from some authorized body so that you can be assured of quality service. Plan your trip now and enjoy your vacation to the maximum.

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Travel Insurance – 5 Tips to Avoid Hefty Bills Abroad

Travellers are more aware nowadays than ever before of the importance of taking out travel insurance before a trip. Most travels are likely to go smoothly, but why take a chance and risk ruining that much-needed holiday.

A variety of travel mishaps and problems have dominated the news in the past few years and the importance of having travel insurance, as well as understanding your rights, has never been more in people’s minds. Here are a few tips to consider before planning your next trip:

Tip No. 1 – Check that your travel insurance policy covers all your planned activities

Not all activities are covered under all policies, so this is important. If you are on a package holiday and choose to engage in activities outside those included you may find they are not covered unless you have taken out separate travel insurance. However, beware of travel insurance that seems very cheap or is offered as an incentive as the levels of cover may have been reduced – or the excess (the amount you pay towards a claim) increased. Your travel insurance policy should include a list of covered activities, such as elephant rides, scuba diving, bungee jumps, etc. Never assume that everything is automatically covered!

Tip No. 2 – Check that your policy includes adequate medical cover, liability and legal expenses

If you pick up a nasty stomach bug it could potentially put you in hospital. If you trip and break a leg, or sustain a serious injury it could result in very high medical bills for hospital treatment. If you cause injury to another person you could be liable and incur legal costs. If an injury results in medical repatriation to bring you home by air ambulance the need for additional seats on the plane, and/or medical escort, could set you back many thousands of pounds. Your consulate or the airline does not cover these costs. Someone has to pay and – without insurance – that someone is you, or your unsuspecting family or loved ones.

As well as adequate travel and medical insurance, always check that your policy includes cover for air ambulance and medical repatriation. This is vital.

Air ambulance fees to bring you back to the UK from your holiday destination could potentially cost thousands of pounds alone, and up to a staggering £50,000 from the USA! If it is necessary to fly you home on a stretcher with a medical escort the fees from even closer holiday destinations could be almost as financially devastating.

Tip No. 3 – Obtain a European Health Insurance Card

If you live in a EU country and are travelling within the European Union apply for the free European Health Insurance Card (EHIC) and carry it with you. Depending on the country, it entitles you to free or reduced-cost emergency treatment on the same basis as a national of that country, in a state-run facility (not private). The EHIC should not be used instead of travel insurance, but will save you a lot of expense and inconvenience if you should sustain an injury or become sick while travelling. It is important to realise that the EHIC does not cover anything much other than emergency medical care. It does not cover repatriation to the UK or air ambulance costs. You will need travel insurance to cover an array of travel problems, such as non-urgent medical care, ongoing treatment, lost luggage, missed flights, scheduled airline failure, etc.

Tip No. 4 – Do Your Homework!

Research has shown that few people actually take the time to research the local laws and customs of their destination country before they set off. Awareness of potential pitfalls could save a lot of expense and grief. For example, do you know your destination country’s rules for a single adult travelling with a child? Do you know which over-the-counter medicines you can and cannot legally take into the country? Do you know the basic rules of the road before driving in another country? The purchase of a good travel guidebook, or time spent reviewing travel advice provided online, such as on the Foreign Office website could help you avoid becoming the victim of a scam, or being arrested or fined for violating a local law that you were not aware of.

Tip No.5 – Make a note of Consulate/Embassy and Emergency Numbers

Before you travel, why not programme emergency numbers into your mobile phone and also keep a note of them with your travel documents. Having the number for the local emergency services programmed into your mobile phone could save time in the event of a robbery or accident – and even save lives. Consider registering with the Foreign Office ‘Locate’ service (or your own government’s equivalent) to better enable the authorities to assist you if an emergency should arise. Their assistance in contacting friends and relatives would be a very welcome lifeline if needed and save you time, frustration, and expense.

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Top 3 Travel Trends For Today’s Travel Agent

Trend #1 – The Internet

Everybody knows that the internet has changed virtually everything… especially the Travel Industry. Online giants like Hotels.com, Expedia, Travelocity, and Orbitz have revolutionized travel. Even Travel Agents & Agencies are booking online while the general public searches and buys their own vacations online. In fact, it’s estimated that 82% of all travel is now being booked online. Travel is one of the most researched topics on the internet… and also the most profitable.

The internet is simple, seamless and the perfect medium for the travel industry. We just point, click, and pack our bags. Before the internet, however, an agent’s bread & butter was commissions earned with business travelers… predominantly flights. American Airlines was the first to pull the plug on paying commissions on flight purchases as the internet started coming into its own and more business travelers were finding better deals online.

Since 1997 well over 200,000 agencies went out of business. Over 1 million travel agents lost their jobs to the internet. That number grew after 9/11. The days of brick & mortar very quickly got taken over by click & order, making for a far more efficient system. However, those very few agents & agencies that could foresee the positive impact the internet could have for them, jumped right into the explosive opportunity that the internet introduced, to maintain as much of their client base as possible. Very few, a decade ago, opted to go with the flow of change. Today, everyone understands that the internet is here to stay. When we are adaptable to change, we flourish… and profit.

Because of the internet, the online travel agent is also home-based. Because of the tremendous opportunity, continuous industry growth, and #1 industry training, today’s travel agent is your mother, cousin, aunt, neighbour, best friend, etc. and earning 60-100% of the vendors commission. It’s for everyone.

Trend #2 – Word-of-Mouth Marketing

Word-of-mouth marketing has been and always will be the best way to market anything. Statistics prove that 80% of all vacations (most anything really) are taken because of a recommendation from a friend, family member or co-worker. Think about the last time you came home from a vacation. Did you keep it a secret? No way! We talk about it for 2 months before leaving and talk about it for 2 months after we get back! And we show everyone pictures and videos! And we recommend the destination and hotel to everyone (or not) and tell them where we bought our terrific deal!

Familiarization trips (FAMs) play a huge part in word-of-mouth marketing. The only way for agents to really learn about what they sell is to experience it first hand. FAMs are put together by cruise lines, hotel chains and destinations worldwide. They usually include accommodation, tours, meals, shows, transportation, etc. Prices are slashed making it affordable for agents to travel multiple times a year… VIP!. The vendors roll out the proverbial red carpet for agents when they arrive. They’re given the most exclusive experience possible because vendors know that when agents return home… they’re going to talk about it!

The average person will purchase his vacation online at retail, once a year.

Agents will travel multiple times a year, all over the world as far and wide as they want to go, for pennies on the dollar. For this, FAMs continue to be one of the major perks today for agents in the industry.

Which takes us to…

Trend #3 – Home Based Business

Travel students, Baby Boomers and everyone in between are bringing travel home!

Leading agencies smart enough to follow the internet trend, have gone online and now offer just about anyone the opportunity to be professionally trained to operate and sell travel from home!! Woohoo!! That’s right! YOU can sell travel from the comfort of your own home and get paid!

Doesn’t it make sense that if you’re going to travel anyway (especially as much as the Boomers), that you buy it from yourself and get paid? Or get paid commissions on the trips your friends, family, neighbors and co-workers are taking already? Of course! Most people will do business with someone they know & trust. You may as well be that person, right?

Agencies quickly caught on to the franchise phenomena online and have opened up the opportunity to just about anyone with a valuable work ethic who is willing to learn. Coupled with word-of-mouth marketing… you’ve got a winning combination! The more knowledgeable you become, the more perks, FAMs, FREE trips, upgrades, etc, become available to you… cha-ching!

I’ve been selling travel for years. Everyone who knows me knows that I’m a travel industry professional. For more than two decades I’ve been asked “How did you come by this work?”

But I also get asked, “What’s the best place to go for our honeymoon?” or “Can you recommend a Caribbean cruise itinerary?” or “What hotel should we stay at in the Mayan Riviera?”

Hey, it’s not rocket science!! If I have the answers and I can get paid for the sale… Hello??

The internet made it possible for me to have my own online agency and benefit even more from the extraordinary perks available to travel professionals! Being online means I don’t really even have to be home. Because my business is online, I am accessible to the world, 365 days of the year, 24/7! Friends and family can book all by themselves while I’m hiking with my dog! I can even book flights or all-inclusive vacations right from my BlackBerry!! WOW! So my home-based travel business is really my mobile travel services!! Super cool!!

We must not forget the amazing benefits that come with owning a business from home as well!

Aside from the obvious travel perks, just about every family vacation now becomes a FAM. As professionals, when we take a few minutes to inspect and ask questions about the accommodations, tours, restaurants that we ourselves are experiencing while on vacation, we’re really educating ourselves for our customers. So our personal vacation now becomes classified as a business trip… and an expense that we can write off! Super cool, again!

On a personal note, I’m only 45 seconds from my bedroom to my office!

It’s a beautiful thing to be able to work from home, anywhere in the world, to have your own business and to qualify for such incredible travel-insider perks. Retirees, at-home-moms, students on the run… it’s available to just about anyone with a can-do attitude, has a strong work ethic, loves to learn, and is highly self-motivated. A few hours a day can earn hundreds to thousands of dollars! No bosses, no limits!

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Financial Planning at Every Life Stage

Just like there are four seasons in a year, there are different seasons of financial planning during your lifetime. Financial planning can help you can gain a better understanding of where you are at financially, how to prepare for challenges that may be ahead, and how to plan for where you want to go.

Of course, every situation is unique, including the age and circumstances under which you begin implementing a financial strategy. And what suits you at age 25 is typically different from what meets your needs at age 55.

In a nutshell, the stages include:

· Building assets – At the beginning of your career, your financial focus is typically on accumulating your assets. Your ability to earn income may be your most valuable asset, so investing in your career is critical. It’s also important to establish an emergency fund, build your personal savings and pay off student loans.

· Investing for the future – When you grow more successful financially, you will increase your discretionary income. During this stage, you’ll start planning and saving for future goals, such as a child’s college education and/or a comfortable retirement. Make sure you have a well-balanced and tax-diversified portfolio to provide potential growth opportunities.

· Planning for retirement – As you near retirement, planning for it often becomes your financial priority. Begin by thinking about your retirement goals and dreams. Then, create a detailed plan that will help you get there. You’ll want to make sure you have the flexibility to take income in tax-efficient ways that will enable you to continue your lifestyle and be prepared for the unexpected in retirement.

· Generating retirement income – Once it’s time to enter retirement, begin implementing your retirement plan and enjoying the assets you’ve accumulated. After a few months, reevaluate your plan and make adjustments so you stay on track.

· Leaving a legacy – As you become older and more financially secure, leaving a legacy becomes paramount. Legacy is about the impact you’ll make on people, charities and causes that are important you. It’s also about making sure you have the right beneficiaries in place to protect your assets.

Of course, there is some overlap in each of these stages. For example, you may take steps to get the right protection in place while laying a foundation to grow your assets. Or you may take retirement income while planning ways to transfer your wealth.

Regardless of the stage you’re in, it’s important to make sure that your legal and financial documents are properly structured to ensure the most efficient and effective transfer of your assets – including property, personal belongings and investments – in the event of your death. Doing so can give you the added peace of mind that comes from knowing your family is as financially stable no matter what happens.

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Asset Allocation Rule of Thumb

One of the most important things you must know is your current asset allocation. If you don’t know what it is, the first thing you need to do is to figure it out. Here is a question I get asked often – how much should I have in stocks and how much should I have in bonds in my retirement account? The most important aspect of asset allocation is managing portfolio risk.

Everyone’s financial situation is unique and everyone’s appetite for risk is also different. Simply stated, anyone can look at a 40% loss on an Excel spreadsheet and say I have the appetite for it. It is a completely different story for you to login to your 401k retirement account one fine morning to see your portfolio fall by 40% because the stock market crashed. In general, how much risk you can tolerate is:

#1 Governed by your age – the younger you are, the more risk you could take. This is because your savings is less and you have a long career ahead of you to earn, invest, and dollar cost average.

#2 Self Learned from Life Experiences – you will experience investment losses in some way, shape or form as you go through life. You will learn from it and also learn about your appetite for risk from it.

There are plenty of questionnaires out there that you can answer that will provide an assessment of your appetite for risk. It is a good starting point. However, somethings are best learned from experience and nothing can beat that.

Asset Allocation Rule of Thumb:

Let us say you are 30 years old and are going to live up to a 100 years. A good rule of thumb to follow would be to match your bond investment allocation to your age. Since you are 30 years old, you would allocate 30% in bonds and 70% in stocks.

Now that you have the allocation figured out, let us figure out how you can go about investing in stocks and bonds. I am going to show you an absolute lazy man’s approach using three Vanguard ETFs that are passively managed.

VT – Vanguard Total World Stock ETF (Expense Ratio – 0.17%) – invests in U.S. and global stocks.

BND – Vanguard Total Bond Market ETF (Expense Ratio – 0.07%) – invests in U.S. based investment grade bonds.

BNDX – Vanguard Total International Bond ETF (Expense Ratio – 0.19%) – invests in investment grade bonds outside the U.S.

A simple asset allocation would be as shown below: With these three ETFs, you can cover the total world stocks and bonds.

VT = 70%
BND = 20%
BNDX = 10%
With these three ETFs, you can cover the total world stocks and bonds.

If you are too conservative (overly invested in bonds), then it will not grow significantly, and hence you will retire poor.
If you are too aggressive and overly invested in stocks, then a market crash could hurt your portfolio so bad, that you will end up retiring poor.
Finally, remember, risk vs. reward is the trade off here. A balanced approach must be taken so that you have enough money saved to retire comfortably.

This simple portfolio that has an expense ratio of less than 0.25% will beat any actively managed portfolio run by any investment firm which would most likely charge you 1%-2% in fees.

Using your age as a rule of thumb to determine how much bonds you have in your portfolio is a great way to get started with asset allocation. As you gain experience and understanding of your appetite for risk over time, you can become more aggressive or conservative on your asset allocation.

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Benefits of Credit Card Machines for Business

Other than credit card machines, technology has produced many notable effects, including the credit card machine. In the 21st century, people open themselves up to technology from the very center of their being. It has the added benefit of leading to an increase in the use of credit and debit cards. Additionally, the coronavirus’ arrival has also contributed to the increased use of contactless transactions. EMV cards are replacing magistrate premium cards. EMV chip cards give you the ability to make contactless payments. The merchants must have advanced payment terminals to accept such payments.

Credit and debit cards are used almost exclusively in today’s business world. To take your business to the next level, you must associate it with a credit card machine. The processing and payment services you need for online sales include a merchant processor that provides you with an online payment gateway. There will always be online modes that people will prefer to use, regardless of the volume of transactions. As a result, you have to use an advanced piece of equipment, such as a credit card machine, in tandem with your business.

Advantages:

Just because we’re living in the 21st century, it’s impossible to conceive of life without modern technology. A large number of businessmen prefer to stick to established business models. However, sometimes you have to alter your plans according to the current situation. This means that you need to be one step ahead of everyone else in the business. You will lose customers otherwise. An establishment that gets access to a credit card machine will enjoy countless benefits. Listed the benefits; so, don’t miss the following:

Obtain Legal Recognition for Your Company:

Accepting card payments using digital payment terminals is a legitimate business practice, so it should help your company a lot. The card brand name will be printed on the POS, and thus the customers will have no problem noticing it. This logo will be featured on the same online marketplace as well. The greater the number of customers from outside the country, the more money you’ll make.

Increase Your Profitability:

To accept various forms of payment, like credit cards, Google Pay, Apple Pay, and more, use a credit card machine at your business. Creating a positive impression on your customers is quite simple, but it also keeps your customers loyal. A credit card machine, thus granting flexibility in the ecosystem of online payment, provides customers with many payment options, thus allowing them to pay bills in various ways.

How to stay ahead of the competition:

Many businessmen have not yet fully embraced digital equipment, making small-business models in the early stages of transition. To accept online payments, your business equipment must be upgraded. If customers are no longer carrying cash, you can outpace your competitors. Research has shown that when customers use their cards to make a purchase, they spend more. Additionally, because you will make a substantial profit from accepting card payments, it’s highly recommended that you do so.

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Super Visa Insurance Monthly Pay North York

Note: SV is Super Visa

What is a Canadian Super Visa?

It is a Visa for parents or grandparents. It is a temporary resident permit that allows parents and grandparents to stay for up to 2 years in Canada per visit. Issued for parents and grandparents of citizens or permanent residents in Canada. It has validity for up to 10 years. A regular multiple-entry visa is also valid for up to 10 years, but only allows stays of up to 6 months per visit.

What is the processing time of a Super Visa?

The approximate processing time of a SV is short and takes almost 8 weeks. There are also specific requirements that one must meet before applying for a SV.

What Are The Mandatory Requirements To Apply for This Visa?

The govt of Canada has laid down some mandatory rules for parents and grandparents to apply for a SV. Those rules are,
1) Proof of their relationship with the child or grandchild who must be a Canadian citizen or a permanent resident.
2) A copy of the child’s or grandchild’s birth certificate.
3) A proof of medical examination document.
4) An official document naming the applicant as the parent.
5) A satisfactory evidence of a private medical insurance from a Canadian insurance company valid for one year from the date of entry.

Can The Parents Or Grandparents Work With A Super Visa?

No, the parents or grandparents are not permitted to work as their visa has the same restrictions as a visit visa holder.

What is a SV Insurance?

With the above information provided, now we know to whom a SV is issued and who apply for a SV. Not only the parents and grandparents require a SV, but also a medical insurance before entering Canada. The medical insurance should be no less than CAD $100,000 in coverage for health care, hospitalization and repatriation. This step is mandatory for the SV applicants.

SV applicants have to submit a proof of purchasing a medical insurance from a private insurance company.

There are a lot of medical insurance companies in Canada and North York has also got the best ones. People can go for SV insurance monthly pay North York. This facility of monthly pay gives a convenience of paying insurance charges monthly. This facility of monthly pay gives a convenience of paying insurance charges monthly.

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Setrega – A Global Analytical Regulatory Platform

Setrega is the Global Regulatory Analytical Platform which provides a comprehensive solution to the financial institutions for complying with one or more Regulatory Authorities. Through highly customizable and end-to-end automation, Setrega helps clients to configure Reporting Data, Reporting API, Connecting/Integrating Settings, Report Generation Requirements, Report Validation Requirements, Report Submission Mode and Feedback Management. As a Global Regulatory Analytical Platform, Setrega is designed to integrate with any financial services firms to receive regulatory data and process them to regulatory reports in specific formats with minimum customization effort.

Currently, all financial institutions are facing problems with dynamic changes in regulatory requirements, implementation risks associated with regulatory reporting and managing regulatory report error handling. All financial institutions are forced to adapt to these challenges and continuously seek for solutions which are cost-effective and accurate, with real-time feedback management. Sensiple’s Setrega fits into this emerging environment by supporting multiple Regulatory Authorities with an end-to-end automated solution.

Regulation Complied Preconfigured – ESMA – MIFIR/MiFID II, Monetary Authority of Singapore (MAS), Superintendencia Financiera de Colombia (SFC) etc.,
Significant benefits of the Global Regulatory Analytical Platform are,

Automation Capability

Financial Institutions gets the advantage of preparing and submitting regulatory reports without manual effort.

Comply with new Regulations without risk

Setrega provides flexible data source configuration, API mapping and reporting format changes with minimum customization in product level which ensures relief from regulatory and compliance risks for the financial institutions working in various regions.

Scalability

Depending on the Institutions type like Buy Side/ Sell Side/venues, Setrega is scalable in terms of increasing number of connections, the humongous volume of data, more number of reports and formats, increased number of submission modes and regulatory authorities.

Transparency

Handling a large volume of data gives challenges in managing data to auditing; Setrega makes it more accessible by allowing the clients to have full control over data by powerful data transparency method.

Dashboard

Setrega act as a one-stop shop for all regulatory reporting for financial institutions. A vastly informative dashboard in Setrega provides all historical, current and scheduled regulatory reports and its internal & external statuses in graphical and tabular representations.

Regional Coverage

Financial firms who run their business across the globe get benefited from Setrega as one solution solves all the regulatory and compliance needs. It is successfully verified with major regulatory frameworks like MiFID II and NFA (National Futures Association) and regulatory authorities like SEC and SFC.

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